Our firm has two distinct and focused teams of professionals leveraging their skills for our clients. Sovereign is confident that the combination of a dedicated team of research & risk management professionals working in concert with our wealth management advisory and operations teams in Memphis, Denver, San Francisco and Nashville, provides the depth of expertise and understanding our family of clients & institutions deserve.

Research and Risk Management Team of Consultants: Denver, Colorado

The research & risk management team of consultants led by our Chief Investment Officer, Ben Warwick, devotes their time expanding their knowledge of historical financial information with current market forces to assemble risk aware portfolios that responsibly pursue a client’s investment objective.

Wealth Management Advisory and Operations Team: Memphis, Tennessee Headquarters and Wealth Management Advisory Teams: San Francisco, California and Nashville, Tennessee

A diverse group of associates are headquartered in Memphis and also located in San Francisco and Nashville that work closely with our clients to understand their history of investing and what they are trying to accomplish with our firm.

The primary responsibility of the associates is to work with each client in establishing their Investment Policy Statement and to the care for their day-to-day needs. For the majority of our clients, we are measured not only by the performance numbers that they receive in a clear and concise manner on a quarterly basis, but by our drive to consult with them during the highs and lows in life. Because our firm is small & focused, we are driven to provide personal plans of action.

Transitions Our Clients Face
•    Loss of Spouse
•    Charitable Activities
•    Sale of Business
•    Retirement
•    Education Funding
•    Divorce
•    Caring for Aging Parents   
•    Blended Families

Investment Advisory Services

Establishing an Investment Policy Statement
At the core of the investing process is having a clearly defined goal. After reviewing our clients’ personal circumstances, inventorying their assets and gaining perspective of their views towards risk, we collaborate on establishing an Investment Policy Statement. The main components agreed upon after Sovereign and the client have worked together may include the following:

•    Investment Goals
•    Time Horizon
•    Risk Profile
•    Liquidity Constraints
•    Identification of Restricted Securities
•    Recommended Asset Allocation
•    Appropriate Benchmark

Portfolio Management & Performance Reporting
Once your financial blueprint, expressed through the written Investment Policy Statement, is in place, Sovereign’s team of investment experts will implement this policy for your benefit. We will carefully monitor our progress, providing you with quarterly reports that summarize your activity and compare it to the objective expressed in your Investment Policy Statement with the appropriate industry benchmarks. We will continue to make periodic adjustments to your portfolio to rebalance it to the asset allocation targets established by your Investment Policy Statement.